Larry Swedroe is a Principal and Director of Research of BAM Advisor Services - a Turnkey Asset Management Provider serving CPA-based Registered Investment Advisor (RIA) practices - and a Principal and Director of Research for the Buckingham Family of Financial Services

Previously, Larry was Vice-Chairman of Prudential Home Mortgage, the nation's second largest home mortgage lender. He has held positions at Citicorp as Senior Vice-President and Regional Treasurer, responsible for treasury, foreign exchange and investment banking activities, including risk management strategies.

Larry has an MBA in Finance and Investment from NYU, and a BA in Finance from Baruch College. Larry is the author of several books including 'The Only Guide to a Winning Investment Strategy You'll Ever Need', (1998; rev. ed. 2005), 'What Wall Street Doesn't Want You to Know' (2001), 'Rational Investing in Irrational Times' (2002), 'Today's Successful Investor, 14 Simple Truths You Must Know' (2003) and 'The Only Guide to a Winning Bond Strategy You'll Ever Need', (2006). His latest book, 'Wise Investing Made Simple' is due out in September 2007.

His opinions and comments expressed within this column are his own, and may not accurately reflect those of the firm.

Visit his company's website: BAM Advisor Services